Nicaraguan Retreat: Thoughts on Retirement

With the exorbitant cost of foods and fuel these days, many people thinking about retiring are being forced to reconsider. One of the options gaining favor among the retirement crowd is investing in real estate in Nicaragua. It may seem like a curious move at first, but with more inspection, it makes sense.

Nicaragua is not in a state of turmoil today like it was in the past. It has reverted to its serene, peaceful roots. Many people are now realizing that acreage in this country is extremely inexpensive and easily available. With its diverse culture and topography, you can live the lifestyle you want, whether it's near a fishing village, on the beach, in a metropolitan area, or in the mountains.

Not only is land inexpensive in Nicaragua, but so is the cost of living. Food prices are surprisingly low there. Fruits and vegetables, grown locally in the country, sell for a fraction of what it costs in the US for the same product. Meat and dairy products are likewise less costly, selling for about half of what they cost elsewhere. According to the World Bank, the total cost of living in Nicaragua is around one third of what it would cost to live in a city in the United States. That's hard to ignore.

The weather in Nicaragua is hard to beat also. Since the climate is primarily tropical, temperatures hover around 80 degrees, and there is usually a cool off-shore wind blowing. Rain is moderate except for the month of October, during the growing season, when rains can become drenching. Those seeking a cooler and less tropical climate can move up the mountains near the coffee plantations. This mountainous area in northern Nicaragua has balanced temperatures all year long, and is laden with greenery from the coffee fields.

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